Academy board member and former Senior Pension Fellow Ron Gebhardtsbauer explains why he believes that Social Security will still be around, even after its trust fund is projected to be exhausted. Gebhartsbauer said that he believes that policymakers will act before its too late.

The Academy Medical Loss Ratio (MLR) Regulation Work Group's Oct. 8 letter to regulators regarding the National Association of Insurance Commissioner's exposure daft of a regulation for MLR rebates was cited and linked. The work group wrote that, "Increasing the magnitude of the credibility adjustments may help keep insurance attractive to smaller competitors, which would enhance consumer choice."

Andrew Biggs, the former deputy commissioner of the Social Security Administration, blogs about the Academy's letter to the National Commission on Fiscal Responsibility and Reform. The Academy's letter encourages the commission to include an increase in the Social Security retirement age in its final recommendations.

The Academy's letter to the National Commission on Fiscal Responsibility and Reform was discussed, and Academy Public Interest Committee Chairperson Tom Terry was quoted from the letter. Terry said that the Academy supports an increase in the Social Security retirement age.

The Academy's letter to the National Commission on Fiscal Responsibility and Reform was discussed. The Academy's letter encourages the commission to include an increase in the Social Security retirement age in its final recommendations.

Academy Senior Life Fellow Nancy Bennett discussed emerging risk management trends in the life insurance market. Bennett said that for the most part, life insurers largely avoided the conflagration that consumed investment banks during the financial crisis. But, she also said, that while life insurers faired better than investment banks, they cannot rest on their laurels as some deficiencies were exposed.

The Academy's letter to the National Commission on Fiscal Responsibility and Reform was mentioned in article that discussed the commission co-chairmen's proposal. The Academy's letter encouraged the commission to include an increase in the Social Security retirement age in its final recommendations.

The Academy's concerns regarding the Community Living Assistance Services and Supports (CLASS) Act were cited.

The Academy was cited as the source of longevity data for average 65-year-old males in 1945 and 2011. According to the Academy, a 65-year-old male in 1945 would live on average about 13 more years, but in 2011, an average 65-year-old male can expect to live another 18 years.

Academy Health Practice Council Vice President Tom Wildsmith discussed the role of genetic information in the health insurance market. Wildsmith explained why health insurers were not considering genetic information, even before the Genetic Information Nondiscrimination Act was signed into law.