Health Solvency Subcommittee

The Health Solvency Subcommittee analyzes solvency issues at the state level, including the NAIC risk-based capital formulas, emerging NAIC principal based requirements, and individual state rules. In addition, the work group follows emerging international requirements and federal regulation of insurance companies, in relation to what effect they have on solvency requirements.

Staff liaison: David Linn

Chairperson: Tim Deno
Thomas Carlson
Armand De Palo
James Galasso
Robert Hanes
Nancy Hubler
Annette James
Kenny Kan
Scott Katterman
Matthew Kramer
Julian Levin
Leslie Lucas
Michael Muldoon
Donna Novak
Glen O'Halleran
Steven Ostlund
Jeremiah Reuter
Tim Robinson
Nilabh Sanat
Mark Shaw
Derek Skoog
Russell Willard
Zerong Yu
Ali Zaker-Shahrak

Related Publications

Joint P&C/Health Bond Factors Analysis Work Group discussion draft of a report to the NAIC’s Health RBC Working Group on Risk-based Capital (RBC) factors related to risk charges for fixed income securities Health-Specific Considerations. (July 10, 2018)
Joint P&C/Health Bond Factors Analysis Work Group discussion draft of a report to the NAIC’s Joint Health RBC and P/C RBC Drafting Group on bond factors on risk charges for speculative grade (SG) bonds. (May 29, 2018)
Joint P&C/Health Bond Factors Analysis Work Group discussion draft of a report to the NAIC’s Joint Health RBC and P/C RBC Drafting Group on bond factors.
(January 31, 2018)
Joint Property and Casualty Risk-Based Capital Committee and Health Solvency Subcommittee letter to the NAIC's Operational Risk Subgroup on proposed changes to the operational risk factor in risk-based capital (RBC) formulas for property/casualty and health. (December 19, 2016)
Health Solvency Subcommittee letter to the NAIC’s Health Risk-Based Capital (E) Working Group with comments on Proposal 2016-01-H’s individual premiums and claims footnote. (March 28, 2016)
Health Solvency Subcommittee updated on the evaluation of asset risk in the health risk-based capital (HRBC) formula.
(November 09, 2015)
Financial Reporting and Solvency Committee comment letter to the NAIC's Emerging Accounting Issues (E) Working Group on the “ACA Risk Corridors Collectability” exposure draft. (October 30, 2015)
Health Solvency Work Group comment letter to the NAIC's Investment Risk-Based Capital Working Group on the evaluation of asset risk factors for the health risk-based capital formula. (May 20, 2015)
Life Capital Adequacy Committee, Property and Casualty Risk-Based Capital Committee, and Health Solvency Work Group comments to the National Association of Insurance Commissioners (NAIC) on operational risk issues. (January 07, 2015)
Letter from Health Solvency Work Group to NAIC Health Risk-Based Capital Working Group regarding the effect of the 3Rs on risk-based capital. (March 11, 2014)