A new issue brief developed by the Academy’s Retirement System Assessment and Policy Committee explores the concept of a national retirement policy, including the potential benefits of such a policy and the various topics that it might address.
( )Individual and Small Group Markets Committee issue brief outlines the major drivers behind why 2020 premiums could differ from those in 2019. The brief focuses primarily on the individual market, yet many of the factors discussed are also relevant to the small group market.
( )Social Security Committee issue brief on 2019 Social Security Trustees Report examining the program’s long-term solvency issues and recommending that Congress should act soon to improve the long-term financial outlook of the program.
( )Medicare Subcommittee issue brief on the three fundamental long-range financing challenges facing the Medicare program.
( )Medicaid and Long-Term Care Insurance Work Group issue brief exploring the potential for catastrophic long-term care costs as a major financial risk especially facing older Americans and to help clarify the options currently available for dealing with it. (
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Identifying issues commonly raised in favor of and against recoupment of past losses in various situations. (
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Individual and Small Group Markets Committee issue brief providing insights on the potential and challenges of using auto-enrollment in the individual health insurance market. (
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Social Security Committee issue brief on 2018 Social Security Trustees Report examining the program’s long-term solvency issues and recommending that Congress should act soon to improve the long-term financial outlook of the program. (
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Individual and Small Group Markets Committee issue brief providing an overview of the general factors underlying premium rate setting and highlighting the major components driving premium changes in 2019. (
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Medicare Subcommittee issue brief on the three fundamental long-range financing challenges facing the Medicare program. (
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Multiemployer Plans Committee issue brief discussing the costs and risks associated with multiemployer loan programs, and the ways in which these programs could benefit troubled plans and their participants. (
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Social Security Committee issue brief examining automatic adjustment options to address Social Security's financial challenges. (
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Pension Committee issue brief that analyzes the Pension Protection Act of 2006 (PPA) and its subsequent amendments against the principles underlying funding reform.
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Prescription Drug Work Group issue brief highlighting prescription drug issues present in our health care system, including cost drivers, the effect on various stakeholders, and possible approaches that might help address the health care cost growth associated with prescription drugs. (
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High-Performance Network Work Group issue paper on addressing the growth in health care spending through high-performance networks, which generally focus on delivering high-quality care that also is efficient care. These networks generally result in lower total costs for health programs.
( )Retirement System Assessment and Policy Committee issue brief on the role of U.S. tax policy in retirement security. (
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Health Practice International Committee issue brief on global aging demographics, quality of life during the end-of-life period, palliative versus curative care, and strategies for address health care challenges at the end of life using case studies from a variety of countries.
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Retirement System Assessment and Policy Committee issue brief on state-based initiatives to expand retirement coverage among workers who do not have access to employer-sponsored plans, and the alignment of these efforts with the Academy’s Retirement for the AGES principles. (
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Health Care Delivery Committee issue brief providing an actuarial overview of comparative effectiveness research, including measuring its impact and its potential to reduce health care costs. (
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Social Security Committee issue brief on 2017 Social Security Trustees Report examining the program’s long-term solvency issues and recommending that Congress should act soon to improve the long-term financial outlook of the program. (
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Tax Work Group issue brief on the implications of calculating tax-deductible claim reserves based on incurral date versus issue date for long-term disability insurance policies.
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Health Practice Council paper on what cost-sharing reductions are and why they need to be funded. (
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Medicare Subcommittee issue brief on significant concerns about Medicare’s long-term financial health. (
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Health Practice Council FAQ on how risk pooling in the individual health insurance market works. (
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Pension Practice Council issue brief that explores various methods to measure the financial health of pension plans. (
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Individual and Small Group Markets Committee issue brief providing an overview of the general factors underlying premium rate setting and highlighting the major components driving premium changes in 2018. (
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Multiemployer Committee issue brief explores options to address failing multiemployer plans and ways to strengthen the multiemployer pension system. (
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Government Mandates Work Group issue brief providing information on the impact of laws and regulations on consumer cost and consumer choice for annuity and life insurance benefits. (
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Social Security Committee issue brief that discusses gender-related factors that can cause differences to the benefits women and men receive from Social Security. (
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Risk Sharing Subcommittee issue brief examining the risk adjustment program implemented under the Affordable Care Act (ACA) and the implications for the program under different potential changes to current insurance market rules. (
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