More Health Issues

Guaranteed Issue/Universal Access Work Group monograph provides an understanding of the forces with which reformers are confronted in trying to implement guaranteed issue successfully in a voluntary private insurance system - a system that does not mandate universal coverage. (February 29, 1996)
Various reports on Medical Savings Accounts (MSAs)
Note: The following three reports on medical savings accounts (MSAs) were published in 1995, before the emergence of two related concepts: health savings accounts (HSAs)and health reimbursement accounts (HRAs). The conclusions in the 1995 reports may not be appropriate for HSAs and HRAs. More recent reports on such consumer-driven health plans (also known as consumer-directed health plans and defined contribution health plans) as HSAs and HRAs are available online or by contacting Academy staff. (October 31, 1995)
Health Organizations Risk Based Capital Task Force submitted a report to the National Association of Insurance Commissioners Health Organizations Risk Based Capital Working Group related to Risk Based Capital(RBC), including identifying risks that health organizations encounter and recommending an RBC formula reflecting the risks that would apply to all types of health organizations. (December 31, 1994)