More Health Issues

"The Questions Candidates Should Answer About ... Americans Without Health Insurance" (An Election 2004 Guide to Analyzing the Issues). (March 1, 2004)
Uninsured Subgroup issue brief providing insights on the fundamental questions facing policy-makers and health coverage sponsors, such as: What is health insurance coverage? What are ways to provide health care for the uninsured? What are the roles of individuals, employers, and government in health care financing? (September 30, 2003)
Retiree Health Work Group comments related to the proposed rule by the Equal Employment Opportunity Commission (EEOC) on the Age Discrimination in Employment Act (ADEA) and retiree health benefits. (September 12, 2003)
Long-Term Care Reserve Work Group letter to NAIC that illustrates the anticipated impact of various hypothetical changes in the mortality, voluntary lapse, interest and morbidity valuation assumptions on net renewal valuation premiums and contract reserves by policy duration. (September 10, 2003)
Long-Term Care Risk-Based Capital Work Group letter to the Deputy Insurance Commissioner of Pennsylvania responding to concerns regarding total asset adequacy as it relates to the Long-Term Care RBC Work Group's interim report. (September 8, 2003)
Health Practice Financial Reporting Committee letter addressing general principles that should be considered in the development of and addressed by premium deficiency reserves and gross premium valuations. (September 3, 2003)
Health Practice Council comments on legislation that was introduced in both the House and Senate to regulate the use of genetic information, particularly with respect to health insurance. (May 22, 2003)
Retiree Health Insurance Work Group letter to the Governmental Accounting Standards Board (GASB) about the actuarial measurement of retiree health benefits. (May 20, 2003)
Health Plan Work Group comments on the Small Business Health Fairness Act of 2003 (H.R. 660 and S. 545), which would amend ERISA to establish a new “Part 8—Rules Governing Association Health Plans. (April 28, 2003)
Status Report of Task Force on Health Insurance Rate Filing
Status Report of the Task Force on Health Insurance Rate Filing. (December 31, 2002)
Health Practice Council and Pension Practice Council letter to GASB discussing concerns actuaries have about two aspects of the proposed standard, including the use of a common premium concept to determine whether an employer is subject to the accounting and reporting aspects of this standard, and, the use of an alternative (non-actuarial) approach that could be used by small employers. (December 13, 2002)
Terrorism/Extreme Events Work Group monograph examining the impact of catastrophic terrorist events on group and health coverage, including medical benefits and non-medical benefits such as group life, disability, and long-term care. (December 2, 2002)
EEOC-ADEA and Retiree Health Work Group letter that provides a list of potential issues that could complicate implementation of retiree medical safe harbors are placed into three categories — rating and measurement, plan interpretation, and other. (October 16, 2002)
Life Products Committee comments on the proposed Genetic Discrimination Model Act to the National Conference of Insurance Legislators (NCOIL) Life Committee as it considers the proposal. (July 13, 2002)
Defined Contribution Health Plan Work Group issue brief providing an overview of the defined contribution approach to health coverage. After a brief discussion of trends in health plan approaches and the factors contributing to the emergence of defined contribution health plans, the issue brief describes the characteristics and types of defined contribution health plans. (June 3, 2002)
Executive summary of the issue brief on understanding defined contribution health plans. (June 1, 2002)
Task Force on Genetic Testing Issues issue brief describing the nature of disability income and long-term care insurance and discussing, from the perspectives of both consumers and insurers, the implications of the newly emerging genetic technologies for these products. Strategies to effectively address this emerging dilemma of how best to respond to public concerns about the possible misuse of genetic information, while preserving the viability of the voluntary, individual disability income and long-term care insurance markets, are also explored. (April 30, 2002)
Executive summary of the issue brief on the use of genetic information in disability income and long-term care insurance. (April 25, 2002)
Retiree Health Work Group outline of six possible approaches that could be used as “safe harbor” methods for meeting nondiscrimination-testing requirements under EEOC guidelines for retiree health care plans. (April 11, 2002)
Health Plan Work Group comments on the association health plan (AHP) provisions in Title IV, Subtitle B of the Bipartisan Patient Protection Act (H.R. 2563), which would amend the Employee Retirement Income Security Act of 1974 to establish a new “Part 8—Rules Governing Association Health Plans. (April 9, 2002)