Life & Health Valuation Law Manual

Redesigned for 2019—The Life and Health Valuation Law Manual contains information to help appointed actuaries know the requirements of the NAIC model Standard Valuation Law and the Model Actuarial Opinion and Memorandum Regulation.
Order your copy of the 2019 Life & Health Valuation Law Manual today.

Updated each year, the manual contains a concise summary of the valuation laws of all 50 states, the District of Columbia, and Puerto Rico. The manual has been redesigned for 2019, streamlining the contents so actuaries can easily access information helpful to their work.
What’s Inside?
  • Current topics section outlining key valuation developments and specific state guidance;
  • Current NAIC model laws and regulations that have an effect on reserve calculations;
  • A discussion of generally distributed interpretations; and
  • Current actuarial guidelines from the NAIC Financial Examiners Handbook.
The manual is available online and on CD-ROM so you can order the version that best meets your needs. 

FORMAT   Member Price
Nonmember Price
Single User (CD-ROM) Individual purchaser is permitted to use and install a copy of the Manual on his/her primary (workplace) and secondary (home or laptop) computer, and not on any other computer.     $900     $1,300
Single User (Web) Individual purchaser has unlimited online access to the Manual until 12/31/19, through a user name and password that may not be shared with others.     $800     $1,200
Additional Password Permits an additional person online access to the Manual on the same terms as single-user web access.     $500     $700
Multiple User (CD-ROM) Permits a company and its affiliates to make copies of the CD-ROM version of the Manual and distribute them to employees (CD-ROM is programmed in a multi-platform format).     $3,650     $5,450
Multiple User (Web) Permits a company and its affiliates to give employees unlimited web access to the Manual until 12/31/19, through a user name and password that can be distributed to employees who want access to the Manual online.     $3,600     $5,400
Please note that the Manual is subject to federal copyright laws in favor of the American Academy of Actuaries and the NAIC. No portion of the Manual may be reprinted, copied or resold without the express consent of the Academy, or where noted in the Manual, the NAIC.


  • Individual subscribers: Log in to your member account to view the 2018 or 2017 manual.


  • Log in here to view the 2019 manual.
  • Log in here to view the 2018 manual.


For questions and additional information, please contact Kristina Jackson at 202-223-8196 or

The manual was created as an easy reference tool only and should not be relied upon as a definitive source or as a substitute for your own thorough review of the appli­cable laws, regulations, rules, bulletins, or other materi­als published by the relevant state or federal governments or agencies. This manual is also not a substitute for legal advice on the subject matter.