Health
The Academy Health Practice Council (HPC) is dedicated to providing policymakers and regulators with insights to navigate the complex landscape of health insurance and healthcare affordability.
The HPC’s commitment to objectivity and precision in this vital sector helps shape and inform decisions that impact the lives of millions of Americans every day.
Explore our new resource guide on health insurance market dynamics.
 
							 
										Controlling Health Care Spending Growth
Explore issues pertaining to the drivers of health care costs and slowing the growth in health care spending.
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										Financial Reporting, Risk Management and Solvency
Financial reporting and solvency issues at the state level, such as NAIC related projects on RBC, as well as emerging international solvency issues and federal regulation of insurance companies.
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										Health Reform & ACA Implementation
Implementation of the Affordable Care Act and other health care reform issues.
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										Long-Term Care
Federal and state long-term care issues, including the CLASS Act and LTC pricing/valuation.
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										Medicare/Medicaid
Ideas for improving Medicare’s financial stability and insights on Medicaid and CHIP programs.
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					Health News
						The Academy
						
					Health Insurance Affordability: Balancing Premiums And Out-Of-Pocket Costs
In this article for Health Affairs Forefront, Academy Senior Health Fellow Cori Uccello writes about the balancing act needed to address underinsurance in the individual market
							Topics: Health Insurance						
											Date Published: 07/09/2025
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						Uncategorized
						
					ASB Boxscore, Fall/Winter 2020: ASB Approves Exposure Drafts of Proposed Revisions of ASOP Nos. 3, 38, and Setting Assumptions ASOP; New ASB Members and Chairperson Appointments Announced
Read the latest news from the ASB Boxscore.
							Topics: ASB News						
											Date Published: 12/23/2020
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						Life Committee News
						
					ASB Approves Second Exposure Draft of Revision of ASOP No. 22
The ASB recently approved a second exposure draft of a revision of ASOP No. 22, now titled Statements of Actuarial Opinion Based on Asset Adequacy Analysis for Life Insurance, Annuity, or Health…
							Topics: ASB News						
											Date Published: 06/23/2020
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						Health Committee News
						
					ASB Approves Exposure Draft of Revision of ASOP No. 28
The ASB recently approved an exposure draft of a revision of Actuarial Standard of Practice (ASOP) No. 28, now titled Statements of Actuarial Opinion Regarding Health Insurance Assets and…
							Topics: ASB News						
											Date Published: 06/09/2020
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						Uncategorized
						
					ASB TO MEET DECEMBER 9-10, 2015 IN WASHINGTON
The next regularly scheduled meeting of the ASB will be held December 9-10, 2015, at the Academy offices in Washington, D.C.
							Topics: ASB News						
											Date Published: 09/22/2015
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Health Resources
						Comment / Letter
						
					
				Practice Councils Comment to NAIC on Revised RBC Principles
The Casualty Practice Council, Health Practice Council, Life Practice Council, and Risk Management and Financial Reporting Practice Council submitted a joint comment letter to the NAIC’s…
						Resource
						
					
				Applicability Guidelines for Actuarial Standards of Practice
Introduction to the Applicability Guidelines Actuarial Standards of Practice. The Actuarial Standards Board (ASB) sets standards for appropriate actuarial practice in the United States…
						Presentation
						
					
				Academy Presents at AHIP State Issues Retreat
Academy Director of State Public Policy Outreach Katie Dzurec presented “Commercial and Individual Markets: What Goes Into the Premium Soup?” at the 2025 AHIP State Issues Retreat. The…
						Presentation
						
					
				Academy Presents at NASHP Health Policy Conference
Academy Health Vice President Annette James participated on a panel at the National Academy for State Health Policy’s (NASHP) Annual State Health Policy Conference in San Diego. The presentation,…
							Topics: Health Insurance						
											
						Presentation
						
					
				Academy Presents at NAMD on Health Insurance Market Dynamics
Health Vice President Annette James and Health Practice Council Vice Chairperson Julia Lerche joined the National Association of Medicaid Directors’ (NAMD) CFO/Finance Affinity Group to share their…
							Topics: Health Insurance						
											
						Comment / Letter
						
					
				Comment Letter to NAIC on AI Systems Evaluation Tool
Providing an actuarial perspective on responsible use of AI in insurance, vice presidents from the Academy’s casualty, health, life, and risk management and financial reporting councils sent a…
						Issue Brief
						
					
				Medicare’s Financial Condition: Beyond Actuarial Balance
The Medicare Committee released an issue brief, Medicare’s Financial Condition: Beyond Actuarial Balance, that examines the findings of the 2025 Medicare Trustees Report with respect to program…
						Policy Paper
						
					
				Climate Data: Actuarial Perspectives on Quality, Challenges, and Effective Risk Quantification
The Climate Change Joint Committee released a policy paper examining the wide variety of actuarial data challenges in climate-related risk quantification. While reflecting the current emphasis on…
						NAIC Report
						
					
				HPC Presents to HATF at NAIC Summer Meeting
Public Policy Outreach Director Katie Dzurec gave a Health Practice Council (HPC) update to the NAIC’s Health Actuarial (B) Task Force (HATF) at NAIC’s Summer National Meeting in Minneapolis. Also…
							Topics: Health Insurance						
											
						Comment / Letter
						
					
				Practice Councils Comment to NAIC on RBC Principles
The Casualty Practice Council, Health Practice Council, Life Practice Council, and Risk Management and Financial Reporting Practice Council submitted a joint comment letter to NAIC’s Risk-Based…
							Topics: Risk-Based Capital