Public Policy Comments and Letters

Letter to Congress on Federal Reinsurance
Letter to Congress on federal reinsurance. (November 2, 1999)
Equity Indexed Universal Life Work Group report to Life and Health Actuarial Task Force of the NAIC on Actuarial Guideline ZZZZ. (October 4, 1999)
C3 Phase 1 Report to the NAIC RBC Work Group. (October 1, 1999)
Speech by Ron Gebhardtsbauer, Senior Pension Fellow at the Academy, on "Social Security Options and Their Effects on Different Demographic Groups" prepared for a congressionally sponsored town forum. (June 21, 1999)
Committee on Banking and Financial Services letter to House Committe on Banking and Financial Services on President’s Working Group on Financial Markets report, Hedge Funds, Leverage, and the Lessons of Long-Term Capital Management and on testimony presented during a May 6, 1999 hearing. (May 21, 1999)
Health Committee comment letter to members of the House and Senate on the 1999 Medicare Trustees Report. (April 27, 1999)
Letter from Task Force on Banking and Financial Services to the Senate on the Financial Services Modernization Act of 1999. (March 11, 1999)
Health Practice Council letter to National Bipartisan Commission on the Future of Medicare in response to the questions the commission raised regarding possible changes to the current Medicare benefit structure as well as modifications to the coverage requirements for Medicare supplement insurance. (February 17, 1999)
Financial Reporting Council letter to the House Committee on Banking and Financial Services on H.R. 10, the Financial Services Act of 1999. (January 27, 1999)
Academy written testimony for a nationwide teleconference on women and Social Security. (January 23, 1999)
Association Health Plan Work Group comments on the “Health Coverage for Employees of Small Businesses” provisions in Title I (Subtitle D) of the Patient Protection Act of 1998 (H.R. 4250). (October 5, 1998)
Academy letter to Chairman Jim Bunning of the House Ways and Means Subcommittee on Social Security following up on questions related to congressional testimony about retirement ages. (July 9, 1998)
Task Force on Banking and Financial Services letter to Senate Banking Committee on H.R.10, Financial Services Competition Act of 1997. (June 2, 1998)
Health Codification Subgroup of the State Health Committee comments to NAIC on the exposure of health related Statements of Statutory Accounting Principles (SSAPs), specifically to the March 25, 1998 exposure of seven modified SSAPs and one new SSAP. (May 5, 1998)
Mental Health Parity Work Group comments on the interim final rule implementing the Mental Health Parity Act of 1996. (March 23, 1998)
Federal Health Committee preliminary comments to HHS on the PSO solvency standards development process. (February 18, 1998)
Equity Indexed Products Task Force comments to the Securities and Exchange Commission regarding equity indexed products. (January 5, 1998)
Various reports on Medical Savings Accounts (MSAs)
Note: The following three reports on medical savings accounts (MSAs) were published in 1995, before the emergence of two related concepts: health savings accounts (HSAs)and health reimbursement accounts (HRAs). The conclusions in the 1995 reports may not be appropriate for HSAs and HRAs. More recent reports on such consumer-driven health plans (also known as consumer-directed health plans and defined contribution health plans) as HSAs and HRAs are available online or by contacting Academy staff. (October 31, 1995)