Public Policy Papers

Group and Health Coverage in the Wake of September 11

Terrorism/Extreme Events Work Group monograph examining the impact of catastrophic terrorist events on group and health coverage, including medical benefits and non-medical benefits such as group life, disability, and long-term care. (December 2, 2002)

Terrorism Insurance Coverage in the Aftermath of September 11th

Extreme Events Committee monograph addressing terrorism-risk insurance coverage in the aftermath of September 11th. (May 1, 2002)

Outline for Addressing Erie County Retirees Association vs. Erie County Case

EEOC-ADEA and Retiree Health Work Group outline of six possible methods for addressing the ruling in Erie County Retirees Association vs. Erie County. (April 11, 2002)

Outline of Possible Methods for Addressing the Erie County1 Ruling

Retiree Health Work Group outline of six possible approaches that could be used as “safe harbor” methods for meeting nondiscrimination-testing requirements under EEOC guidelines for retiree health care plans. (April 11, 2002)

MTWG Overview of Asbestos Issues and Trends

Mass Tort Work Group overview of asbestos issues and trends. (December 1, 2001)

Insurance Industry Catastrophe Management Practices

Catastrophe Management Work Group monograph on insurance industry catastrophe management practices. (June 1, 2001)

GAAP Survey Results Committee on Life Insurance Financial Reporting (COLIFR)

Committee on Life Insurance Financial Reporting (COLIFR) report on its GAAP survey.
(April 2, 2001)

GAAP Survey Results

Life Insurance Financial Reporting Committee comments on the New York State Insurance Department's draft survey about VAGLBs. (January 24, 2001)

Letter to NAIC on LTC Insurance Model Regulation

Health Organization Risk Based Capital Task Force's March 2000 progress report to the NAIC on LTC model regulation. (August 14, 2000)

Medicare Reform: Providing Prescription Drug Coverage for Medicare Beneficiaries

Medicare Reform Task Force monograph on one option available to provide prescription drug coverage to seniors – adding prescription drug coverage to Medicare. (July 3, 2000)

Medicare Reform: Evaluating the Fiscal Soundness of Medicare

Medicare Reform Task Force monograph on how Medicare solvency is measured and several proposals to strengthen the financial basis of the program. (July 1, 2000)

Genetic Information and Medical Expense Insurance

Task Force on Genetic Testing in Health Insurance monongraph on key concerns raised with respect to genetic testing, including access to health care, the cost of health care and health insurance, and the privacy of genetic information. (June 30, 2000)

Bottom Line on Genetic Information and Medical Expense Insurance

Executive summary of the monograph on Genetic Information and Medical Expense Insurance.
(June 30, 2000)

Unified Valuation System (UVS) Compared to Existing Statutory Valuation for a Sample Company

Numerical Examples Group report compares the Unified Valuation System (UVS) to the existing statutory valuation for a sample company. (June 12, 2000)

Workers’ Compensation System: An Analysis Of Past, Present and Potential Future Crises

Workers' Compensation Work Group monograph on an analysis of the workers' compensation system and addresses the history of the system, economic influences, and the effect of managed care, among other issues. (March 31, 2000)

Actuarial Review of Health Status Risk Adjustor Methodology

Risk Adjustor Work Group report on the health status risk adjustment methodology proposed for implementation by the Health Care Financing Administration (HCFA). (January 14, 1999)

Actuarial Issues in the Expansion of Beneficiary Options Under Medicare+Choice

Expanding Choice for Medicare Beneficiaries Task Force monograph on the actuarial issues concerning the changes to Medicare under the Balanced Budget Act of 1997 that will have major impact on the health care market. (January 1, 1999)

“Bottom Line” on Medicare+Choice

Executive summary of the monograph on Actuarial Issues in the Expansion of Beneficiary Options Under Medicare+Choice. (January 1, 1999)

Long-term Care: Actuarial Issues in Designing Voluntary Federal-Private LTC Insurance Programs

Long Term Care Committee monograph issues that need to be considered when determining whether a voluntary federal-private LTC insurance program could be considered a viable option within a more comprehensive framework involving multiple programs. (January 1, 1999)

Loss Ratios and Health Coverages

Loss Ratio Work Group white paper on the various ways in which loss ratios are currently used by different audiences, and identifies some of the issues inherent in methods of valuation employed.
(November 30, 1998)

Reserving for Asbestos, Pollution, and Other Mass-Tort Liabilities

Environmental Liabilities Work Group monograph on reserving for asbestos, pollution, and other mass-tort liabilities. (March 1, 1997)

Financing the Retirement of Future Generations

Task Force on Trends in Retirement Income Security monograph on the challenges and policy options for financing the retirement of future generations. (January 1, 1997)

Medicaid Managed Care: Savings, Access and Quality

Medicaid Work Group monograph on how cost and utilization savings can occur in managed care programs and provides an overview of components that should be considered when developing and implementing a Medicaid managed care program. (April 1, 1996)

Providing Universal Access in a Voluntary Private-Sector Market

Guaranteed Issue/Universal Access Work Group monograph provides an understanding of the forces with which reformers are confronted in trying to implement guaranteed issue successfully in a voluntary private insurance system - a system that does not mandate universal coverage. (February 29, 1996)

A Guide to Analyzing Medicare Premium Support

Issue guide on Medicare premium support and the potential implications of shifting Medicare to a premium support program. ()