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Health reports to the NAIC

Here are comments, analysis, and other types of Academy reports sent to the NAIC on health insurance topics. The most recent reports are listed at the top.


Comments to the NAIC Health Risk-Based Capital Working Group on a proposal to include a trend test in the health RBC formula (May 2007)

Comments to the NAIC Health Risk-Based Capital Working Group on proposed RBC treatment of medical insurance products for which active life reserves are held (May 2007)

Progress report from the Stop-Loss Work Group (March 2007)

Power point presentation to the A&HWG by the LTC Principles-Based Work Group, providing an update and requesting feedback on work to date (March 2007)

Progress report from the State Long-Term Care Principles-Based Work Group (December 2006)

Progress report from the Stop-Loss RBC Work Group (December 2006)

Comments on ACLI's proposed long-term care experience form (December 2006)

Presentation to NAIC on principles-based long-term care valuation (June 2006)

Proposed new RBC risk factors for Medicare Part D coverage (December 2005)

Memo to the NAIC from the Medicare Part D Subgroup, with proposed health RBC instruction and health RBC formula changes, proposed life RBC instruction and life RBC formula changes, and explanatory slides (September 2005)

Letter to the NAIC from the Long-Term Care Experience Subgroup, with proposed revisions to the LTC experience reporting instructions and forms, as well as pertinent examples (September 2005)

Proposed LTC loss experience exhibit forms, with instructions and examples (May 2005)

Tips on using the computer model developed by the Rate Filing Task Force (September 2004)

Supplement to June LTC RBC report to the NAIC (September 2004)

Final Long-Term Care RBC Work Group report, including a recommendation for a new long-term care RBC formula (June 2004)

Rate Filing Task Force report on potential regulatory solutions for the closed block problem (May 2004)

Letter from the Health RBC Task Force about a Florida insurer's RBC proposal on active life reserves (Nov. 26, 2003)

LTC Reserve Work Group report on the possible reserve impact of proposed changes in the statutory valuation standards (Nov. 26, 2003)

Letter from the Long-Term Care Reserve Work Group on a proposed model valuation regulation (Sept. 10, 2003)

Letter from the Long-Term Care RBC Work Group (Sept. 8, 2003)

Letter from the Health Practice Financial Reporting Committee on reserves (Sept. 3, 2003)

Interim report from the Long-Term Care RBC Work Group (June 22, 2003)

Progress report from the LTC Reserving Work Group (June 2003)

Status report from the Health Liquidity Work Group (June 2003)

Letter outlining the objectives of the Long Term Care Reserve Work Group (March 7, 2003)

Status report of the Task Force on Health Insurance Rate Filing (December 2002)

Status report of the LTC RBC Work Group (December 2002)

Status report on drafting a practice note concerning pricing LTC insurance (December 2002)

Status report from the Health Liquidity Work Group (December 2002)

Statement on life and disability insurance issues related to a proposed model law addressing genetic discrimination (July 13, 2002)

Status report from the Stop-Loss Health RBC Work Group (March 2002)

Status report of the Stop-Loss Health RBC Work Group (March 2002)

Progress report from the Long-Term Care Work Group (March 2002)

Progress report from the Long-Term Care Work Group (March 2002)

Progress report from the Health Liquidity Work Group (March 2002)

An updated comparison of the NAIC's life, P/C, and health RBC formulas (Feb. 12, 2002)

Comments on NAIC accounting guidelines (January 2002)

Report on LTC and stop-loss RBC projects (Dec. 8, 2001)

Status report of the LTC Work Group (December 2001)

Status report of the Long-Term Care Work Group (September 2001)

Report discussing health RBC formula and life RBC formula (September 2001)

Comments on SSAP 54 (Aug. 29, 2001)

Recommendations on changing the health and life RBC factors for disability insurance products (March 2001)

Report on recommended changes in the health formula for treating health care delivery assets (March 2001)

Presentation on a study of suggested methods for analyzing liquidity (March 2001)

Comments on proposed qualification requirements for life and health actuaries (March 29, 2001)

Report on RBC tax calculations(March 26, 2001)

Follow-up report on the C-1 treatment of real estate (March 26, 2001)

Comments on a proposed change in common stock treatment in the Life RBC formula (March 26, 2001)

Comment letter on changing the NAIC property and equipment page of the 2001 health RBC formula (January 2001)

Report with recommendation on changing the MCO RBC formula (December 2000)

Progress report from the HORBC Asset Codification Work Group (December 2000)

Progress report from the HORBC Task Force (September 2000)

Progress report from the HORBC Task Force (March 2000)

Letter on health rate filing guidelines (Feb. 24, 2000)


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