CSO Task Force Report

The Academy's Commissioners Standard Ordinary Task Force final report, presented to the NAIC Life and Health Actuarial Task Force in June 2002

The report

Appendices

• Appendix A – 2001 Valuation Basic Table and 2001 CSO Table
• Appendix B – Mortality Comparisons
• Appendix C – Statutory Reserve Comparisons
• Appendix D – Model Office
• Appendix E – Analysis of Impact on Overall Reserves
• Appendix F – Select Period Actual to Expected Ratios by Company
• Appendix G – Reserve and Net Premium Margins
G1: Comparison by Gender
G2: Comparison by Smoking Status
G3: Comparison by Issue Age

• Appendix H – Loading Validation
• Appendix I – Reserve Analysis
• Appendix J – Gender-Blended Tables
JI: Extension of 2001 CSO Tables to Gender -Blended and Age Last Birthday (ALB) Bases
J2: 2001 CSO Building ALB & Gender Blended Tables
J3: ALB and Gender-Blended Tables

• Appendix K – SOA Report on Valuation Basic Table
K1: SOA Report of the Individual Life Insurance Valuation Mortality Task Force
K2: Nonsmoker/Smoker Mortality
K3: Male Composite 2001 Valuation Basic Table
K4: Female Composite 2001 Valuation Basic Table
K5: Ratio

• Appendix L – Small Company Monte Carlo Simulation

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