Actuaries Examine Implications of ACA Reform and Replacement Proposals
“As policymakers consider various ACA replacement or reform proposals, we’re focused on informing the debate with an explanation of how the specifics embedded in those proposals matter for the public, policyholders, private and government health care payers, and others,” said Academy Senior Health Fellow Cori Uccello. “Differences in a reform’s structure can have wide implications for stakeholders and for how it interacts with other reforms that have been or may be adopted. For example, high-risk pools can be structured in different ways, with different implications for access to coverage, premiums, and government spending. Further, how regulatory authority is defined for both cross-state insurance sales and association health plans affects whether insurers would compete on a level playing field.”
The three issue briefs, available on the Academy website at actuary.org, are:
- Using High-Risk Pools to Cover High-Risk Enrollees.
- Association Health Plans.
- Selling Insurance Across State Lines.
The American Academy of Actuaries is a 19,000 member professional association whose mission is to serve the public and the U.S. actuarial profession. For more than 50 years, the Academy has assisted public policymakers on all levels by providing leadership, objective expertise, and actuarial advice on risk and financial security issues. The Academy also sets qualification, practice, and professionalism standards for actuaries in the United States.