Health Solvency Subcommittee

The Health Solvency Subcommittee analyzes solvency issues at the state level, including the NAIC risk-based capital formulas, emerging NAIC principal based requirements, and individual state rules. In addition, the work group follows emerging international requirements and federal regulation of insurance companies, in relation to what effect they have on solvency requirements.

Staff liaison: David Linn

Chairperson: Tim Deno
Thomas Carlson
Edward Cymerys
Armand De Palo
James Galasso
Robert Hanes
Nancy Hubler
Annette James
Kenny Kan
Scott Katterman
Matthew Kramer
Kerry Krantz
Julian Levin
Leslie Lucas
Michael Muldoon
Donna Novak
Glen O'Halleran
Steven Ostlund
Jeremiah Reuter
Timothy Robinson
Nilabh Sanat
Mark Shaw
Derek Skoog
Russell Willard
Zerong Yu
Ali Zaker-Shahrak

Related Publications

Joint Property and Casualty Risk-Based Capital Committee and Health Solvency Subcommittee letter to the NAIC's Operational Risk Subgroup on proposed changes to the operational risk factor in risk-based capital (RBC) formulas for property/casualty and health. (December 19, 2016)
Health Solvency Subcommittee letter to the NAIC’s Health Risk-Based Capital (E) Working Group with comments on Proposal 2016-01-H’s individual premiums and claims footnote. (March 28, 2016)
Health Solvency Subcommittee updated on the evaluation of asset risk in the health risk-based capital (HRBC) formula.
(November 09, 2015)
Financial Reporting and Solvency Committee comment letter to the NAIC's Emerging Accounting Issues (E) Working Group on the “ACA Risk Corridors Collectability” exposure draft. (October 30, 2015)
Health Solvency Work Group comment letter to the NAIC's Investment Risk-Based Capital Working Group on the evaluation of asset risk factors for the health risk-based capital formula. (May 20, 2015)
Life Capital Adequacy Committee, Property and Casualty Risk-Based Capital Committee, and Health Solvency Work Group comments to the National Association of Insurance Commissioners (NAIC) on operational risk issues. (January 07, 2015)
Letter from Health Solvency Work Group to NAIC Health Risk-Based Capital Working Group regarding the effect of the 3Rs on risk-based capital. (March 11, 2014)
Letter from Academy RBC work groups to the NAIC SMI RBC Subgroup regarding the NAIC’s Dec. 9 Operational Risk Proposal. (January 30, 2014)
Health Solvency Work Group letter to the NAIC's Health Risk-Based Capital Working Group on the work group's analysis of Affordable Care Act-related possible risks to the health risk-based capital formula. (February 08, 2013)
Public policy practice groups comments to the NAIC on its draft white paper on the Solvency Modernization Initiative and insurance regulation offering suggestions encompassing RBC, ORSA, and NAIC model laws. (April 30, 2012)