Health Policy Papers

Consumer-Driven Health Plans Work Group monograph summary of results from several experience studies on Consumer-Driven Health Plans. (May 1, 2009)
Medicare Steering Committee monograph highlighting various potential approaches for addressing Medicare's financial problems, along with a discussion of their relative strengths and weaknesses. The report also provides an overview of how Medicare is funded and its financial status. (June 30, 2007)
Premium Deficiency Reserves Work Group of the Health Practice Financial Reporting Committee discussion paper focuses on health premium deficiency reserves, with examples, common terms and references to authoritative guidance. (March 31, 2007)
Health Practice Council fact sheet highlighting findings from a study released by the Society of Actuaries that provides insights into the costs among nonsmokers exposed to secondhand smoke. (October 3, 2006)
Health Practice Council backgrounder on issues that should be considered in efforts to design a government-sponsored medical reinsurance program. (September 30, 2005)
"The Questions Candidates Should Answer About ... Americans Without Health Insurance" (An Election 2004 Guide to Analyzing the Issues). (March 1, 2004)
This 2004 election guide for journalists, policy-makers and citizens to use as they evaluate the candidates’ Medicare proposals. It summarizes several Medicare issues and suggests questions that should be considered when analyzing any proposed changes to the Medicare program. (March 1, 2004)
Defined Contribution Health Plan Work Group monograph providing an actuarial model to illustrate the impact of CDHPs on health costs. The monograph examines the theoretical impact of a shift to CDHPs on the various health care system participants. (January 31, 2004)
Health Practice Council white paper addressing issues for consideration in the debate over a prescription drug program under Medicare. (April 30, 2003)
Terrorism/Extreme Events Work Group monograph examining the impact of catastrophic terrorist events on group and health coverage, including medical benefits and non-medical benefits such as group life, disability, and long-term care. (December 2, 2002)
EEOC-ADEA and Retiree Health Work Group outline of six possible methods for addressing the ruling in Erie County Retirees Association vs. Erie County. (April 11, 2002)
Retiree Health Work Group outline of six possible approaches that could be used as “safe harbor” methods for meeting nondiscrimination-testing requirements under EEOC guidelines for retiree health care plans. (April 11, 2002)
Health Organization Risk Based Capital Task Force's March 2000 progress report to the NAIC on LTC model regulation. (August 14, 2000)
Medicare Reform Task Force monograph on one option available to provide prescription drug coverage to seniors – adding prescription drug coverage to Medicare. (July 3, 2000)
Medicare Reform Task Force monograph on how Medicare solvency is measured and several proposals to strengthen the financial basis of the program. (July 1, 2000)
Task Force on Genetic Testing in Health Insurance monongraph on key concerns raised with respect to genetic testing, including access to health care, the cost of health care and health insurance, and the privacy of genetic information. (June 30, 2000)
Executive summary of the monograph on Genetic Information and Medical Expense Insurance.
(June 30, 2000)
Risk Adjustor Work Group report on the health status risk adjustment methodology proposed for implementation by the Health Care Financing Administration (HCFA). (January 14, 1999)
Expanding Choice for Medicare Beneficiaries Task Force monograph on the actuarial issues concerning the changes to Medicare under the Balanced Budget Act of 1997 that will have major impact on the health care market. (January 1, 1999)
Executive summary of the monograph on Actuarial Issues in the Expansion of Beneficiary Options Under Medicare+Choice. (January 1, 1999)