More Health Issues

Patient Protection and Managed Care
Managed Care Reform Work Group issue brief exploring actuarial issues in a number of the managed care bills being considered by Congress and state legislatures. (December 1, 1999)
Risk Classification in Individually Purchased Voluntary Medical Expense Insurance
Task Force on Genetic Testing in Health Insurance issue brief intended to help policymakers better understand the risk classification process. (February 28, 1999)
Comments on Title I of Patient Protection Act of 1998
Association Health Plan Work Group comments on the “Health Coverage for Employees of Small Businesses” provisions in Title I (Subtitle D) of the Patient Protection Act of 1998 (H.R. 4250). (October 5, 1998)
Comments to NAIC on Exposure of Health Related Statements of Statutory Accounting Principles
Health Codification Subgroup of the State Health Committee comments to NAIC on the exposure of health related Statements of Statutory Accounting Principles (SSAPs), specifically to the March 25, 1998 exposure of seven modified SSAPs and one new SSAP. (May 5, 1998)
Comment Letter on Mental Health Parity
Mental Health Parity Work Group comments on the interim final rule implementing the Mental Health Parity Act of 1996. (March 23, 1998)
Exposure of Health Related Issue Paper/Statement of Statutory Accounting Principles
Preliminary comments responding to the February 13, 1998 exposure of seven modified SSAPs and two new SSAPs. (March 6, 1998)
Medical Malpractice Tort Reform: Lessons from the States
Work Group on Medical Malpractice Reform issue brief providing an analysis of the impact of state reforms and offering comments to state and federal officials when considering national tort reform. (November 30, 1996)
Providing Universal Access in a Voluntary Private-Sector Market
Guaranteed Issue/Universal Access Work Group monograph provides an understanding of the forces with which reformers are confronted in trying to implement guaranteed issue successfully in a voluntary private insurance system - a system that does not mandate universal coverage. (February 29, 1996)
Various reports on Medical Savings Accounts (MSAs)
Note: The following three reports on medical savings accounts (MSAs) were published in 1995, before the emergence of two related concepts: health savings accounts (HSAs)and health reimbursement accounts (HRAs). The conclusions in the 1995 reports may not be appropriate for HSAs and HRAs. More recent reports on such consumer-driven health plans (also known as consumer-directed health plans and defined contribution health plans) as HSAs and HRAs are available online or by contacting Academy staff. (October 31, 1995)
Report to NAIC Health Organizations Risk Based Capital Working Group
Health Organizations Risk Based Capital Task Force submitted a report to the National Association of Insurance Commissioners Health Organizations Risk Based Capital Working Group related to Risk Based Capital(RBC), including identifying risks that health organizations encounter and recommending an RBC formula reflecting the risks that would apply to all types of health organizations. (December 31, 1994)