Health

The Academy Health Practice Council (HPC) is dedicated to providing policymakers and regulators with insights to navigate the complex landscape of health insurance and healthcare affordability.

The HPC’s commitment to objectivity and precision in this vital sector helps shape and inform decisions that impact the lives of millions of Americans every day.

Explore our new resource guide on health insurance market dynamics.

Health
Controlling Health Care Spending Growth

Controlling Health Care Spending Growth

Explore issues pertaining to the drivers of health care costs and slowing the growth in health care spending.
Explore
Financial Reporting, Risk Management and Solvency

Financial Reporting, Risk Management and Solvency

Financial reporting and solvency issues at the state level, such as NAIC related projects on RBC, as well as emerging international solvency issues and federal regulation of insurance companies.
Explore
Health Reform & ACA Implementation

Health Reform & ACA Implementation

Implementation of the Affordable Care Act and other health care reform issues.
Explore
Long-Term Care

Long-Term Care

Federal and state long-term care issues, including the CLASS Act and LTC pricing/valuation.
Explore
Medicare/Medicaid

Medicare/Medicaid

Ideas for improving Medicare’s financial stability and insights on Medicaid and CHIP programs.
Explore
More Health Issues

Health News

The Academy

Health Insurance Affordability: Balancing Premiums And Out-Of-Pocket Costs

In this article for Health Affairs Forefront, Academy Senior Health Fellow Cori Uccello writes about the balancing act needed to address underinsurance in the individual market
Date Published: 07/09/2025
Read More
Life Committee News

ASB Approves Second Exposure Draft of Revision of ASOP No. 22

The ASB recently approved a second exposure draft of a revision of ASOP No. 22, now titled Statements of Actuarial Opinion Based on Asset Adequacy Analysis for Life Insurance, Annuity, or Health…
Topics: ASB News
Date Published: 06/23/2020
Read More
Health Committee News

ASB Approves Exposure Draft of Revision of ASOP No. 28

The ASB recently approved an exposure draft of a revision of Actuarial Standard of Practice (ASOP) No. 28, now titled Statements of Actuarial Opinion Regarding Health Insurance Assets and…
Topics: ASB News
Date Published: 06/09/2020
Read More
Uncategorized

ASB TO MEET DECEMBER 9-10, 2015 IN WASHINGTON

The next regularly scheduled meeting of the ASB will be held December 9-10, 2015, at the Academy offices in Washington, D.C.
Topics: ASB News
Date Published: 09/22/2015
Read More

Health Resources

Comment / Letter

XR013 Investment Income Adjustment Stand-alone Factor

In response to a request from the NAIC’s Health Risk-Based Capital (E) Working Group, the Health Underwriting Risk Factors Analysis Work Group submitted a comment letter on the XR013 Investment…
Date Published: 02/27/2026
Download
Issue Brief

Beyond Financial Return on Investment

The Health Equity Committee summarizing feedback from non-actuaries on alternative metrics to traditional financial return on investment calculations, as well as expanded evaluation considerations….
Date Published: 02/10/2026
Download
Comment / Letter

Medicare Committee Comments to CMS on Medicare Advantage Payments

The Medicare Committee submitted comments to the Centers for Medicare & Medicaid Services (CMS) on a proposed rule and request for information on contract year 2027 policy and technical changes…
Date Published: 01/26/2026
Download
Issue Brief

Broadening the Focus: Evaluating Health Care Programs

The Health Equity Committee has released its first issue brief in the “Broadening the Focus: Evaluating Health Care Programs” series, Perspectives on Return on Investment. The brief provides…
Date Published: 12/09/2025
Download
Presentation

HPC Updates HATF at NAIC Fall Meeting

Public Policy Outreach Director Katie Dzurec gave a Health Practice Council (HPC) update to the NAIC’s Health Actuarial (B) Task Force (HATF) at NAIC’s Fall National Meeting in Hollywood, Fla.
Date Published: 12/08/2025
Download
Practice Note

Medicare Advantage Plan Cost Projections for Retiree Group Health Benefit Valuations

The MA Cost Projections Practice Note Work Group has released Medicare Advantage Plan Cost Projections for Retiree Group Health Benefit Valuations. This practice note provides background and…
Date Published: 12/08/2025
Download
Law Manual

2026 Life and Health Valuation Law Manual | GROUP

The Life and Health Valuation Law Manual contains information to help appointed actuaries know the requirements of the NAIC model Standard Valuation Law and the model Actuarial Opinion and…
Date Published: 12/01/2025
Comment / Letter

Committee Comments to Senate Following Health-Cost Hearing

The Individual and Small Group Markets Committee submitted a formal statement for the record to the Senate Committee on Finance following the committee’s Nov. 19 hearing on the rising costs of…
Date Published: 11/25/2025
Download
Discussion Paper

Health Insurance Marketplace Stability Considerations for States

The Individual and Small Group Markets Committee has released Health Insurance Marketplace Stability Considerations for States, examining the challenge of rising health costs, expiring enhanced…
Date Published: 11/24/2025
Download