Risk Classification

Use of risk-based insurance scoring in auto and other insurance lines.

The C2 Life Mortality RBC Work Group presentation on their work reviewing the C2 RBC requirement for life insurance to the NAIC’s Life Risk Based Capital Working Group. (August 6, 2017)
Comments to the NAIC executive committee by the Price Optimization Task Force on changes made to the proposed Price Optimization White Paper. (March 15, 2016)
Price Optimization Task Force comments to the NAIC’s Property/Casualty Committee on the Price Optimization White Paper after its adoption by the Casualty Actuarial and Statistical Task Force (CASTF). (November 21, 2015)
Academy Senior Property/Casualty Fellow Jim MacGinnitie testimony at the National Association of Insurance Commissioners’ (NAIC) public hearing on automobile insurance pricing. (November 19, 2015)
Price Optimization Task Force comments to the NAIC’s Casualty Actuarial and Statistical Task Force (CASTF) on its Price Optimization White Paper that was exposed on Oct. 13. (October 21, 2015)
Price Optimization Task Force comments to NAIC’s Casualty Actuarial and Statistical Task Force (CASTF) on its Price Optimization White Paper. (April 15, 2015)
Casualty Practice Council comments to NAIC’s Casualty Actuarial and Statistical Task Force on the CPC’s process for approving member actuaries to sign P/C NAIC opinions. (April 9, 2015)
Auto Insurance Committee comments to the Federal Insurance Office on issues surrounding monitoring the availability and affordability of auto insurance. This includes how to define affordability and what measurements to use when monitoring to what extent low- and moderate-income consumers have access to affordable auto insurance. (June 9, 2014)
Casualty Practice Council comments to testimony provided at an NAIC public hearing on the use of credit-based insurance scores. (May 15, 2009)
Casualty Practice Council testimony at an NAIC meeting on the use of credit-based insurance scores. (April 30, 2009)
Automobile Insurance Subcommittee letter to the Environmental Protection Agency addressing the actuarial issues raised by the EPA's voluntary pay-as-you-drive initiative. (July 19, 2002)
Risk Classification Work Group comment letter to Connecticut state Sen. John Fonfara about a Connecticut legislative task force's auto insurance study. (June 22, 2001)